Compliance January 25th, 2024 PLESAs Are Important Coverage Expanders, SECURE 2.0 Co-Author Argues A former senior Senate staffer spoke at the EBRI-Milken Retirement Symposium about how pension-linked emergency savings accounts can greatly encourage...
Client Service January 25th, 2024 5 Retirement Industry Trends to Follow This Year An expert from Pentegra talks about developments shaping the retirement landscape, and what advisers may want to do about them.
Compliance January 24th, 2024 SECURE 2.0’s Auto Enrollment, Savers Match Will Bring Most Positive Impact Research from EBRI forecasts the two features will do more for retirement savings than other provisions.
Compliance January 19th, 2024 DOL Proposes Rule on Auto-Portability The proposal would permit providers to charge fees for auto-portability services.
Compliance January 18th, 2024 DOL Brings Clarity to Newly Available Emergency Savings Accounts The FAQ guidance builds on earlier IRS directives, with a focus on investments and fee structures.
Data & Research January 17th, 2024 Advisers Prioritizing Roth Provisions From SECURE 2.0 According to Escalent research, advisers are more likely to focus on immediate or traditional plan provisions with sponsors.
Compliance January 12th, 2024 IRS Addresses Emergency Savings Accounts, Calls for Comment The notice calls for stakeholders to recommend appropriate enforcement actions to prevent the gaming of employer matches on ESAs.
Compliance January 5th, 2024 How SECURE 2.0’s Automatic Features Apply to MEPs, PEPs The IRS provided clarification about ‘grandfathered’ plans, and the DOL announced Form 5500 updates that include Schedule DCG.
Compliance January 4th, 2024 New Form 5500 Released The new form contains modifications for both SECURE Acts.
Data & Research January 2nd, 2024 Retirement Clearinghouse Notes 4 Key Findings on Auto-Portability RCH predicts the automatic transfer of small-balance retirement plan accounts could grow net incremental wealth by $1.6 trillion over the...
Client Service January 1st, 2024 Client Retention Today 401(k) marketers and advisers give tips on business development in an age of compressed fees, social media and busy schedules.
Compliance December 22nd, 2023 IRS 2023 Changes List for Pre-Approved Plans Is Out The list contains many SECURE 2.0 provisions, but includes amendments stemming from other laws as well.
Compliance December 22nd, 2023 SECURE 2.0 Provisions Advisers Need to Know in 2024 Groom Law Group, Chartered, compares current retirement provisions with new ones that take effect in 2024.
Publisher’s Note Future State It’s nearing the end of 2023—and, as per usual this time of year, I find myself pondering where time has...
Compliance December 18th, 2023 IRS Publishes Revised Form 8881 The one-page form marks the symbolic start of SECURE 2.0’s enhanced tax credits for small business retirement plan startups.
Compliance December 8th, 2023 DOL, IRS Announce Spring Regulatory Agendas The agendas contain important updates on fiduciary corrections and ESOP valuation.
Compliance December 7th, 2023 Congress Publishes SECURE 2.0 Corrections Draft Legislation The bill would correct errors related to catch-ups, RMDs and Starter Plans.
Compliance November 30th, 2023 IRS Part-Time Eligibility Rules Bring Relief, Surprise, Deadline Concern The vesting rule in the proposal is a focus for industry experts.
Data & Research November 29th, 2023 Employers Need Advice on Most Optional SECURE 2.0 Provisions Alight research finds that plan sponsors are unsure about parts of the legislation that lack legal clarity.
Compliance November 28th, 2023 Part-Time Retirement Eligibility Proposal Seeks to Clarify Complex Legislation The IRS published fiduciary guidance on legislation intended to give more part-time workers access to retirement plans.