Tag: Retirement Income

Far and away the most financially stressed generation of U.S. investors, Gen X is clearly a good target for advice. 

Any discussion about improving lifelong financial security should include discussions about managing student loan debt, researchers conclude.

Like any challenging labor in life or business, running a target-date fund portfolio successfully requires careful attention and a keen sense of balance.

Ongoing withdrawals from savings could jeopardize people’s future, LIMRA says.

With only a little more than a third of the working population able to live comfortably while saving for retirement, it’s clear advisers would benefit from a strengthening...

It may be time to revisit standard income replacement rates, says a research paper.

More affluent Baby Boomers and current retirees say they have less trouble sticking to a long-term investment strategy to fund their golden years.

A new guide from the Consumer Financial Protection Bureau charts the complex twists and turns involved in a pension buyout—especially the trade-offs individuals face between lump sums and...

A new analysis suggests new numbers for pre-retirement income replacement from Social Security benefits.

An analysis finds the standard retirement age needs to be bumped up more than a few years to prevent the total loss of government-provided retirement income.

Defined contribution retirement plan sponsors remain cautious and curious about structured withdrawal products.

New information used by the Investment Company Institute results in a downward revision.

The association wants to help sponsors better prepare participants for retirement.

Academics working with the Michigan Retirement Research Center have carefully developed a new retiree spending model showing singles tend to have higher medical spending in retirement vs. their...

Part of what makes universal retirement planning advice hard to apply is that consumption datasets are inherently noisy, and “savings is the flip side of consumption.”

Prudential Investments DCIO executive Michael Rosenberg warns investors not to leave their portfolios exposed to “bad luck” in the five or 10 years before retirement. 

Research from Prudential reminds young workers of the impressive power of compound interest in building retirement wealth—and that no risk means no reward. 

ERISA attorney outlines key fiduciary responsibilities related to retirement plan distributions and rollovers.

EBRI research shows households do, on average, spend less once they reach retirement, “but not all households, and not in the same ways.”