Managed Accounts Evolving in DC Space
Providers are enhancing managed accounts with new features and are seeking to maximize the benefits of these solutions in order to outweigh their costs.
Tag: Retirement Income
Global Retiree Boom Shapes Efficient Investment Frontier
As the supply of savings rises relative to demand, the “market-clearing return” on savings declines.
Short Term Boost Should Not Change Lower Return Expectations
Data from Northern Trust shows retirement plan investors have done well in the last year and in the last quarter, in particular, but long-term return assumptions remain muted...
Retirement Savings Accounts a Planned Major Source of Retirement Income
Retirement savings accounts and Social Security are the top two sources of income that today's non-retirees expect to rely on the most.
SSGA Retirement Policy Leader Expects Retirement Tax Reform
State Street Global Advisors is just the latest firm to tell PLANADVISER that serious policy conversations going on behind closed doors in Washington very much include retirement tax...
‘Unnerved’ Investors Seek Confidence In Advice
News headlines surrounding the recent U.S. elections and the future of the Affordable Care Act have left many investors unnerved, says Jim Jessee, with MFS.
Life Expectancy Gap Affects Income From Social Security
Researchers' simulations of proposed policy reforms for Social Security show that some reforms would increase this gap in lifetime income benefits.
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Guaranteed Income Worries
Fiduciary exposure, costs and recordkeeping are sponsors’ primary concerns
Boomers Abandoning TDFs at or Near Retirement
There are strategies to help retirees create a lifetime income stream that can reverse this trend.
Language Matters Even More When It Comes to Annuities
An executive with MetLife urges plan sponsors and advisers to avoid talking about annuities “as if they were an investment option … they aren’t really an investment.”
Boomers Expect to Rely Heavily on Social Security in Retirement
Very few believe the economy has fully recovered, and many say their savings and salaries are lower than before the Great Recession.
Lump Sum Spending Often Followed By Regret
Roughly one-third of those who report having spent a significant portion of a retirement plan lump sum distribution taken from either a DC or DB plan say they...
AXA Introduces Open Architecture Recordkeeping Platform
The new DC plan solution combines human touch and technology to make the onboarding experience easier.
How Reverse Mortgages Can Fill the Retirement Income Gap
Who qualifies, and how much can be borrowed?
Few Boomers Believe Savings Will Last Throughout Retirement
Working with a financial adviser increases confidence, an IRI survey found.
Lincoln Underscores the Value of Lifetime Income
The insurer will also be hosting two webinars this week on managing risk in retirement.
Choice of Social Security Calculator Matters
The same tool that is reliable for providing quick and simple Social Security estimates won’t be as helpful when subtler situations arise—and so picking the right benefit calculator...
QDIA Development and Income Flexibility Key Trends in 2017
Product development and participant demands may open a wider door for retirement income solutions in the DC space, according to new research by Cerulli Associates.
Shift from DB to DC Resulted in Decline in Income Replacement
Retirement income as a percentage of wealth has declined as the employer-sponsored retirement plan landscape has been moved to mostly DC plans, a study finds.
Analysis Links State-Run IRAs With Medicaid Savings
A coalition of advisers and providers is making the case on Capitol Hill that dialing back DOL guidance supporting state-run retirement savings programs for private sector workers is...