Tag: Retirement Income

Because of shared and predictable expenses, they also offer greater benefits than defined contribution plans, the National Institute on Retirement Security says.

A survey finds only 22% of Americans have worked with a financial adviser to figure out how much income they will need in retirement.

Against the background of strong equity market performance in the last seven or eight years, passive target-date funds now account for 42% of the TDF market, compared with...

Participants age 50 and older need more personalized advice, advisers say.

Social Security and Supplemental Security Income recipients will see a 2% increase next year—the largest increase since 2012.

Use of more conservative portfolios can result in women not being adequately prepared for retirement, new research warns.

Certain policy changes and the right support for plan sponsors could make it easier for plans and participants to embrace lifetime income solutions.

With one-quarter of a century until the first of them turn 65, Millennials very much view themselves as "on their own" with regard to retirement income, according to...

In addition, more than one-quarter of recent retirees say life is worse because of income and cost of living.

Recent college graduates naturally look forward to their first well-paying job—and they often have a lot of ideas about what they will do with their income having nothing...

Despite the generally positive perceptions of the benefits of guaranteed lifetime income, only one in four survey respondents age 45 and up plan to purchase an annuity. 

Survey data covering some 1,000 plan participants shows Roth savings features remain poorly understood and underutilized. 

A new analysis from Pershing argues that, while difficult to start, conversations about aging and passing on wealth can be very fruitful for improving client trust and long-term...

While four out of five employers say they support employees working past age 65, they also understand that an aging workforce has its drawbacks. 

Most feel Social Security won't be there, and when asked what type of retirement savings they have, the most common response was none.

A trio of experts from Manning and Napier examine the “new era of DC plan menu design,” arguing encouraging developments are on the horizon.

The researchers conclude that “including well-designed LIA defaults in DC plans yields quite positive consequences for …workers.”