Tag: Plan design

The features of cash balance plans that make them easier to understand and make costs more predictable also create opportunity for advisers with skill structuring DB investments.

Amid the rise of automated solutions and tech-driven plans, people still want a human voice.

A court found purposeful miscommunications led participant to expect a different benefit than they were accruing.

NEPC partner and researcher looks back at a decade of defined contribution plan evolution, and oh what a difference a decade has made. 

The organization claims most large employers do not use predetermined or “off the shelf” retirement plan documents.

A vast majority of individuals say they are open to the idea of in-plan lifetime income options, but only about one in five DC plan sponsors say they’re...

A court found a pension plan’s SPD materially conflicted with the plan document, so a participant who expected to receive certain benefits can seek relief.

What is fueling the higher level of confidence Americans express about retirement?

An adviser’s broad perspective and timely nudges can help the plan sponsor steer clearly through major changes.

DOL says the proposed rule has been sent to the Office of Management and Budget.

Offerings include plan design and administrative support.

A Vanguard update to its analysis of older retirement plan participants’ distribution behavior has implications for the design of target-date funds and retirement income programs.

Daily valuation and trading issues associated with illiquid asset classes do not outweigh their potential performance benefits within DC plans, an analysis finds.

“If we have a portion of our employees who don’t retire at the normal retirement age, what are the specific implications for us as an organization?”

A safe harbor plan requires an initial plan year that is at least three full months, making October 1 the effective deadline for creating a new plan in...

Retirement plans need a strategy for education, but an actual policy statement may not be needed, experts say.

And 40% say they feel they are ill prepared for retirement because of inadequate savings.

EPCU projects are a kinder, gentler way to ensure retirement plans comply with regulations.

There’s been a tug of war, of sorts, over the best design for K-12 school district 403(b) plans, but some say they should strike a balance between old...

In a conversation with PLANADVISER, Russell Investments’ chief research strategist suggests momentum is building for “open” multiple employer plan expansion.