ERISA vista If Caught Off Guard by a Failure Advisers can self-correct some violations of PTE 2020-02.
Compliance April 25th, 2022 New RMD Rules Mean the End of an Era for IRAs Advisers should revisit planning for those who were counting on the 'stretch‘ IRA.
The Markets March 29th, 2022 2021 Was Another Banner Year for Retirement Savers Employer-sponsored retirement plans and individual retirement accounts reached almost $40 trillion in total assets by the end of last year,...
Compliance February 1st, 2022 Caution Clients Against IRA Asset Class Mistakes A recent court case demonstrates why owners of self-directed IRAs should be careful about their investment strategies and asset classes—and...
Compliance June 2nd, 2021 Enhancing Emergency and Retirement Savings Act Unveiled The bill would encourage retirement plan participation by giving people penalty-free access to funds in the event of an emergency.
Products May 25th, 2021 FPS, iJoin Offer Automatic Rollovers From 401(k)s to IRAs The service is designed for small accounts with less than $5,000.
Client Service May 24th, 2021 How to Prevent Retirement Plan Leakage Educating participants about the importance of remaining committed to retirement savings and of the value of consolidating accounts is a...
Compliance April 30th, 2021 New York City Council Approves Auto-Enroll IRA Program The proposal creates a mandatory automatic enrollment individual retirement account program for employers that do not offer a retirement plan and employ at least five people.
Compliance April 23rd, 2021 The Different Approaches to Expanding Retirement Plan Access Already, state-run plans, PEPs and moves to expand access to SIMPLE plans are making a difference, experts say.
Products March 23rd, 2021 iJoin, PenChecks Automate Force-Out IRA Processing The firms say it can replace what has traditionally been a tedious, manual process.
Compliance March 12th, 2021 Oklahoma Introduces Bills to Create State-Run Retirement Program The legislation would require most employers that currently do not offer a retirement plan to offer one.
Client Service November 17th, 2020 Exploring the Lost Opportunities of Small IRA Rollovers Retirement industry experts say automatic portability could be the solution to a pervasive problem.
ERISA vista A Return to Rollover Advice The DOL revisits the potential for adviser/client ongoing relationships.
Data & Research August 21st, 2020 Having Both a 401(k) and an IRA Leads to Higher Retirement Savings The ratio of the combined 401(k) and IRA balance to the average 401(k) plan balance was 2.48.
The Markets April 30th, 2020 The Coronavirus Crash Tax Diversification Opportunity Every cloud has a silver lining. One opportunity presented by the recent market volatility caused by the coronavirus pandemic is...
Client Service January 10th, 2020 Retirement Savings Options for the Self-Employed Advisers share ideas for advisers to help small business owners and those who are self-employed save for retirement.
The Markets November 8th, 2019 The Pros and Cons of Rolling Money Over to an IRA Experts see more value for participants to move their money from one 401(k) to another 401(k) than from a 401(k) to an individual retirement account.
Client Service August 21st, 2019 Rollover Mechanics and the Most Common Mistakes Besides failing to invest the money within the IRS’s 60-day window—the most common mistake according to the experts—another frequent error...