HSA Admin: Avoiding ERISA Status While Still Providing a Strong Benefit
Experts discuss the proper health savings account administration to stay complaint at the 2023 PLANADVISER/PLANSPONSOR HSA Conference.
Tag: health care costs
Trends
Early Retirement Health Costs
Strategies to keep medical bills from spiraling out of control.
Milliman Partners With Turquoise Health for Health Care Data Transparency
The partnership seeks to automate health care price data to reduce administrative and contracting burdens for individuals, employers and health care providers.
Strategies for Reining In Health Care Costs in Early Retirement
Health savings accounts and direct primary care can help keep medical bills from spiraling out of control.
Retiree Health Care Costs Jump After Brief Respite
The total projected cost of health care for a healthy couple retiring at age 65 is now well in excess of $300,000.
Why Edward Jones Is Funding Alzheimer’s Research
The simple fact of the matter is that debilitating neurological diseases such as Alzheimer’s present a major financial and physical...
Well-Funded HSAs Are a Retirement ‘Superpower’
Having an HSA going into retirement is ‘incredibly powerful,’ experts say, because money is being saved and spent as efficiently as possible.
Balancing Health Care and Finances
Improving health care literacy can help employees make the right financial decisions.
The Case for ‘Health Plus Wealth’ Is in the Numbers
The projected cost of health care for the average couple retiring today is up 30% from 10 years ago, according...
Planning for Clients’ Health Care Expenses in Event of a Layoff
Mark Waterstraat, president of consumer solutions at Alegeus, offers simple steps to coach clients through managing their health care finances after a layoff. For example, did you know...
HSA Ownership Boosts Confidence About Retirement Expenses
Those who have a health savings account are more certain about how they will cover future health care costs.
Majority of Americans Think They Are on Track for a Secure Retirement
However, they are worried about health care costs.
Employees Report Blows to Retirement Savings and Financial Wellness Due to Health Costs
In addition to decreasing savings to retirement plans, one-third of employees say they have used up all or most of their savings or have increased their credit card...
Health Care Unknowns Have Always Vexed Retirement Planners
A new “Cost of Long-Term Care” analysis published by Moll Law Group underscores the fundamental difficulty of planning for the health care unknowns faced by all retirement savers.
Trendspotting
A Secure Retirement for Only 50%
8 out of 10 households could be fine—if costs could be reduced
Will the More Evenly Divided Senate Tackle HSAs This Year?
“Although budget pressures have put limits on some reforms and the Senate outlook this year is dim, the proposed changes indicate the direction that many Republicans and more...
Health Care Expenses Are Americans’ Biggest Retirement Fear
Paying off debt is their second greatest fear, Franklin Templeton found in a survey.
A Couple Retiring This Year Will Need $280K for Health Care
This is up 2% from last year—and 75% from 2002, when Fidelity began estimating health care costs in retirement.
Determining Health Cost Needs in Retirement Is Complex
Although some retirees face catastrophic health care cost in retirement, EBRI found that most don't.
beyond (k)
HSAs in Retirement Planning
Why you should consider learning more about these supplemental accounts