Tag: Guaranteed income

Among middle-income Boomers, that surges to 77%.

The use of stable value funds within defined contribution plans has evolved substantially in recent years and decades, with more changes right around the corner. 

Until 401(k) plan sponsors are more comfortable offering in-plan retirement income products, the industry must find solutions to deliver nuanced advice around retirement income to low-balance investors, Cerulli...

Two national insurance advocacy groups have “reluctantly” joined the growing list of plaintiffs asking the federal courts to declare the DOL’s new fiduciary rule arbitrary and capricious. 

The Institutional Retirement Income Council suggests that today’s structured retirement income products are far more portable and accessible than is commonly understood by plan sponsors. 

Ongoing withdrawals from savings could jeopardize people’s future, LIMRA says.

Why do so few DC plans offer stable value funds on the investment menu?

Fidelity was trustee to the 401(k) plans in question, but the lawsuit says it failed to monitor its affiliate in the day-to-day management of the funds.

The association wants to help sponsors better prepare participants for retirement.

Eighty-one percent would prefer a product with a guaranteed 4% return.

Shifting the focus from accumulation to decumulation can boost retirement readiness, Pentegra says.

GIC/stable value, money market, and bond funds saw the most inflows over the month.

A district court in Colorado has granted in part and dismissed in part a motion from Great-West to dismiss a class action lawsuit alleging the company breached fiduciary...

More than half (56%) of retirement plan participants have no strategy for making their money last throughout retirement.

Deferred income annuities can help reduce the overall cost of retirement, according to a research paper from Northwestern Mutual and a team of academic experts.

Americans fear that health care costs, inconsistent returns and lifestyle expenses will drain their savings.

The good news from a new TIAA-CREF survey is that Americans acknowledge the importance of a lifetime income plan. The bad news: few take action to create one.

The quest to help participants manage their assets after the accumulation phase continues.