Tag: Guaranteed income
IRIC Expects Retirement Income Focus Throughout 2019
DC plans are well positioned to significantly add to American’s financial security by adopting retirement income solutions that are currently available in the market today.
Workers in AB Retirement Confidence Survey Cite Desire for Income
Nearly half of workers feel confident about their retirement prospects, an AllianceBernstein survey found.
Compare and Contrast: Income Annuities and Savings Contracts
Based on the results of a new CANNEX study, advisers who are looking to provide clients with guaranteed income should seriously consider both income annuities and savings annuity...
Inappropriate Investments, Excessive Fees, Self-Dealing Most Common Reasons for ERISA Lawsuits
The rise in lawsuits is prompting more sponsors to turn to lower-cost index funds—and could prevent them from offering lifetime income products.
IRI Issues Retirement Security Blueprint
The detailed report is aimed at expanding opportunities to save and increasing access to lifetime income products, among other efforts.
Nearly Half—48%—of Investors Own an Annuity
And nearly two-thirds, 63%, of advisers recommend annuities to clients who need income.
How to Tear Down Barriers to In-Plan Annuities
Certain policy changes and the right support for plan sponsors could make it easier for plans and participants to embrace lifetime income solutions.
Individualism Defines Millennials’ Financial Future
With one-quarter of a century until the first of them turn 65, Millennials very much view themselves as "on their own" with regard to retirement income, according to...
investment-oriented
Annuities in DC Plans
Advisers can overcome plan sponsor—and participant—reservations
Annuity Contract Termination ERISA Challenge Will Proceed
The plaintiff alleges that the contract’s cancellation was not made with his and the other beneficiaries’ interests in mind, but rather to improve the parent/subsidiary companies’ financial positions...
Many Participants in the Dark About Retirement Readiness
Plan sponsors can provide participants with a variety of tools to help them determine whether they are on the right track to retire on time.
John Hancock Launches New Indexed Universal Life Solution
The new product series offers a range of indexed account options including one providing access to international markets.
Guaranteed Income—Theoretically—a Popular Choice
Nonetheless, few people know where to find it, and many say their adviser doesn't bring it up.
Role of Immediate Annuities for Retirees Varies
An EBRI analysis examines reasons why demand for immediate annuities among retirees and near-retirees remains low.
Investment Products and Service Launches
Janus Capital Releases Fiduciary Focused Share Classes; TIAA adds Guaranteed Income Components to TDFs; Virtus Launches Municipal Bond ETF; and more.
PANC 2016: Top Trends
Two leading executives discussed the new fiduciary rule, retirement readiness, income and more.
Relatively Few Americans Enter Retirement Debt Free
Among middle-income Boomers, that surges to 77%.
PSNC 2016: Understanding Stable Value
The use of stable value funds within defined contribution plans has evolved substantially in recent years and decades, with more changes right around the corner.