Risks Threatening DC Plan Success
Amid market volatility, the changing role of defined contribution (DC) retirement plans, a shrinking work force and longer life expectancy, plan sponsors must tackle more issues threatening plan...
Tag: Defined contribution
Russell Redesigns Target-Date Funds
Russell Investments recently redesigned its Russell LifePoints Institutional Target Date Fund (TDF) suite to offer both active and passive investment options, plus real assets.
Plan Sponsors Not Making Best Use of TDFs
While more than half of plan sponsors offer target-date funds (TDFs) in defined contribution (DC) plans, only half of them use TDFs as the default.
TDFs Praised by Different Participant Investors
AllianceBernstein has found that whether plan participants consider themselves “active” or “accidental” investors, they give target-date funds (TDFs) praise.
U.S. Inches Up to 9th in Global Pension Index
The U.S. retirement income system advanced from 10th last year to 9th in the 2012 Melbourne Mercer Global Pension Index.
Investors Eye Alternatives, But Challenges Remain
Alternatives are increasingly being used across defined contribution (DC) plans as a risk-management strategy.
More Fortune 100 Companies Offering Only DC Plans
The number of Fortune 100 companies offering new salaried employees only a defined contribution (DC) plan rose in 2012, a Towers Watson survey found.
Employers Not Confident in Employee Retirement Readiness
Despite efforts to improve defined contribution (DC) plan participation and savings, employers lack confidence in the retirement readiness of their employees.
ASPire, OBS Launch Dimensional Managed DC
Dimensional Managed DC has been rolled out on a platform by ASPire Financial Services LLC and OBS Financial Services Inc.
Health Care Employers Embrace 403(b) Enhancements
A record number of health care organizations are offering enhanced features in their defined contribution (DC) plans.
SunGard Enhances Omni Web Solution
SunGard released a new version of its Omni Web Solution for defined contribution and defined benefit plan participants, plan sponsors and customer representatives.
Participant Transfers to Fixed-Income Continue
Defined contribution plan participants transferred assets from equities into fixed-income investments again in August, according to the Aon Hewitt 401(k) Index.
EBSA Releases 401(k) Fee Disclosure Web Resource
The Employee Benefits Security Administration (EBSA) launched a website that offers information about fee disclosures to help workers with defined contribution (DC) retirement plans.
Long-Term Plan Participation Improves Retirement Readiness
American workers are not saving enough for retirement—and risk the regret felt by current retirees who made that mistake, according to research from BlackRock.
Will DBs Make a Comeback?
A white paper contends defined benefit (DB) plans are positioned to make a comeback.
Study Finds Decrease in DC Plan Fees
The Investment Company Institute and Deloitte Consulting LLP have found total fees for defined contribution (DC) plans were lower in 2011 than in 2009.
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Getting the Default Rate Right
Successfully engaging automatically enrolled participants starts with the default rate—and, studies say, 3% will not cut it.
Plan Balances for DC participants Take 2Q Dip
The size of defined contribution (DC) participant balances declined in the second quarter of 2012 by more than 2%, according to the Callan DC Index.
Sponsors Still Need Help After Fee Disclosure Deadline
Although the 404(a)(5) participant fee disclosure deadline has passed, advisers continue to play an important role in helping plan sponsors and participants understand fee disclosure statements.