Tag: Defined contribution
trendspotting
Trendspotting
A look at the latest concerns and actions among employees, and what they mean for advisers
Segal Charts the Multiemployer DC Plan Market
The firm says multiemployer DC plan trustees can benchmark their plans against Segal’s client database.
Americans Value Design, Utility of 401(k) Plans
Households oppose changing tax incentives for retirement saving, says an ICI survey.
Institutional Investors See First Losing Year Since Financial Crisis
2015 was the first calendar year since 2008 that institutional investors overall had a negative return.
IRS Provides Guidance About Mid-Year Safe Harbor Plan Changes
The guidance includes prohibited changes to a safe harbor retirement plan.
Tips and Next Steps After ‘Montanile’ Decision
ERISA expert discusses the significant implications of the Supreme Court’s decision in Montanile v. Board of Trustees, especially as it pertains to enforcing liens on retirement or health...
IRS Proposes Nondiscrimination Relief for Closed DBs
The proposed rule will help closed DB plans continue to satisfy minimum coverage and other testing requirements.
Oregon Senator Unveils 401(k) Alternative
A national, auto-enrolled retirement savings plan proposal is modeled on the government Thrift Savings Plan.
PIMCO Offers Suggestions for DC Plan Investing
“We recommend that plan sponsors consider these investment ‘ideas’ in the context of their overall plan objectives and constrains and under the advice of their investment consultant or...
Calculating Retirement Income May Need a Refresh
It may be time to revisit standard income replacement rates, says a research paper.
Some Boomers and Retirees Are Optimistic on Finances
More affluent Baby Boomers and current retirees say they have less trouble sticking to a long-term investment strategy to fund their golden years.
DC Plan Stats Show Effect of PPA
The Pension Protection Act ranked as a top influence on defined contribution plan management in a recent survey.
‘DOL Lacks Study of Retirement Participant Safety’ ICI Says
DOL proposal on state-run retirement programs promotes confusing patchwork of laws and a few unintended consequences, say industry groups ICI and SIFMA.
Investing Considerations for Not-for-Profit Health Care Clients
Mercer outlines the top investment considerations to discuss with not-for-profit healthcare organizations in 2016.
Most Americans Rely on Their Spouse for Retirement Advice
The next most common resource is their financial adviser, a John Hancock survey finds.
'Largely Unpredictable' Which Clients Could be Sued by Participants
One attorney specializing in ERISA litigation suggests the pace of lawsuits has increased fairly substantially in the last year, with signs of even more momentum in 2016.
New Law Expands Allowable Rollovers to SIMPLE Plans
It also expands the exceptions for the 10% additional income tax on distributions for those younger than 59-1/2.
After Nearly 10 Years of PPA, What Has Changed?
Callan’s DC practice lead looks back over a decade of industry development post Pension Protection Act.
DC Plan Litigation Landscape Still Heating Up
The end of 2015 has seen an expanding range of retirement plan litigation cases, notes ERISA attorney David Levine.