Tag: Annuities

Taking a cue from the process that led to the adoption of the SECURE Act in late 2019, one retirement industry policy advocate says the odds are good...

Research suggests making participants more comfortable with annuitizing their savings could help them with spending in retirement.

U.S. workers’ interest in putting money into investments that guarantee a portion of retirement income fell in 2021 from the...

The bill would amend the DOL’s current default investment safe harbor regulations to allow, but not require, a retirement plan’s default investment to include a limited investment in...

The bill, which has been introduced in previous legislative sessions, would allow annuities to be a default investment in employer-provided...

The past two years have been challenging for institutional investors, but they have also brought about opportunities to address some...

Supporters of the NAIC annuity transaction suitability model say a fiduciary-only approach to annuity purchase advice would limit consumer choice—a claim its opponents dispute.

Experts speaking during a webinar said annuities provide an alternative to bonds that reduces longevity and sequence-of-return risks.

A new survey shows experience clearly counts when it comes to how comfortable advisers are selling annuity products in an evolving regulatory and economic landscape.

The updated Franklin Templeton solution presents an easy-to-understand estimate of available income from different asset sources, while modeling an investor’s needs and goals over time.

A bipartisan group of representatives is seeking to require the Securities and Exchange Commission to revise its rules regarding the development and offering of certain annuity products.

Plaintiffs in a lawsuit filed in Tennessee say their adviser never disclosed that he received a commission on the sale...

Sources say the House Ways and Means Committee will likely vote to advance the Securing a Strong Retirement Act of 2021, often called a follow-up to the SECURE...

Investing experts say smartly pairing the two types of annuities with other investments in a retirement portfolio can deliver significantly...

The state’s Insurance Department Rule 82, which may soon be updated to match a suitability framework recently adopted by the National Association of Insurance Commissioners, seeks to address...

Each type of annuity available to defined contribution plans has different features to match the goals of plan sponsors and participants.

In the current market environment, safe assets simply do not pay what they once did, but that doesn’t mean annuities have become less attractive. In fact, on a...

The defense has prevailed on technical grounds in a lawsuit that argues plan sponsors should be required to use fresh mortality and interest rate assumptions when converting between...

A registered representative of NEXT Financial Group is accused of manipulating key figures and data used to monitor sales of real estate investment trusts to certain client groups,...

The state is following in the footsteps of Iowa, which earlier this month adopted a regulation to require annuity agents to act in the best interest of their...