Tag: Advice

Retirement plan participants said that they control two-thirds of their assets by themselves without the assistance of an adviser.

Research from the Employee Benefit Research Institute (EBRI) reveals that more employees are preserving their retirement savings as they change jobs.

The key to satisfaction with a formalized financial plan may simply be to write one, a new Spectrem Group research report shows.

Traditionally, plan sponsors and advisers have focused on fiduciary responsibilities related to the selection and monitoring of investments.

Assembling the right retirement plan committee can make or break participant outcomes, and often boils down to a combination of diversity, communication and documentation.

It can improve participants’ portfolio construction, asset allocation and also participant outcomes. So what should advisers tell reluctant plan sponsors about auto re-enrollment?

A new study by John Hancock found that employees’ biggest retirement-related concern is the financial risk of rising health care costs.

Automatic plan features, including do-it-for-me investments, have helped defined contribution (DC) plan sponsors.

Retirement investing is at the top of the financial to-do list for affluent Americans, according to Bank of America’s latest Merrill Edge Report.

As rising debt levels push aside retirement savings, access to financial education and advice may be part of the solution.

In support of National Save for Retirement Week,  ADP offers tips to help small and midsized business owners engage Generations X (employees  between ages 30 and 50) and...

The complexity of alternative investments prevents many financial advisers from advocating their addition to client portfolios, despite the diversity and volatility advantages alternatives can confer.

During National Save for Retirement Week, advisers might meet with their plan sponsors to consider advice for plan participants, who generally take positive action afterwards.

Employees, especially Baby Boomers, are facing a shortfall when it comes to their retirement savings, a survey found.

Lingering financial strains exacerbated by slow economic growth continue to push middle class workers’ priorities away from retirement savings and towards monthly expenses, according to the 2013 Wells...

Since the end of the recession, there are more older Americans in the work force, according to a recent Gallup poll.

While Americans still want home ownership, freedom from debt is more important, said respondents to a survey from loanDepot.com, LLC.

A personal financial planning website shows people how they can walk through their financial lives, starting with a career in their 20s all the way through retirement.

The industry-wide focus on improving fee transparency and reasonability has not significantly reduced litigation risks for financial advisers and others acting as retirement plan fiduciaries, according to Dan...

To advisers, it’s poor money habits. To sponsors, it’s inadequate participant engagement in the workplace retirement plan. But the result is the same: room for improvement.