Tag: Advice

Two industry leaders take the big-picture view of employer-sponsored benefit programs, participant trends, and what will likely stay or change in the short and long term.

Until 401(k) plan sponsors are more comfortable offering in-plan retirement income products, the industry must find solutions to deliver nuanced advice around retirement income to low-balance investors, Cerulli...

Protecting assets and saving for retirement are also key goals.

At year-end 2015, about half of all Vanguard participants were solely invested in an automatic investment program—compared with just 29% at the end of 2010.

Ninety percent rely on financial advisers to diversify their portfolio.

One accusation in the lawsuit is that Fidelity receives "kickbacks" from Financial Engines.

"Our hope is that if people hear this now from actual retirees—not just retirement experts—then it will put fire under them to put a solid plan into place...

High-performing advisers at the J.P. Morgan DC Summit in New York widely hope the government will make retirement savings mandatory for at least some segments of the working...

The strongest-performing advisers are leading the way on aggressive plan design, embracing re-enrollment, stretching the match and making sure plans work for participants as they’re designed to. 

As part of the challenge, individuals can walk through a Retirement Wellness Planner.

A new video series from the Employee Benefits Security Administration covers topics including setting financial goals, budgeting, determining a retirement savings rate and managing debt. 

A survey found that employees are confused about benefits including group retirement plans, but retirement is their most important financial goal and they would like help from a...

There are several different approaches they can take.

Conventional wisdom says that as confidence falls, thirst for advice climbs. 

MassMutual has introduced new financial and retirement calculators aimed at a Spanish-speaking audience. 

The vast majority of employees saving for retirement say their financial decisions are most impacted by family and friends, according to the International Foundation of Employee Benefit Plans. 

Twenty percent report feeling extremely stressed.

The younger generation wants help with financial planning and investing, but tends to rely on friends and family for advice rather than working with an adviser.

However, they are looking to keep group benefits costs down.