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Final Rules Seek to Expand In-Plan Longevity Annuity Access
The U.S. Department of the Treasury issued final rules regarding longevity annuities—aimed at bringing more flexibility to retirement savers using the fixed-income vehicles as a longevity hedge.
How PBGC Premium Increases Would Impact DB System
A new report finds that Pension Benefit Guaranty Corporation (PBGC) premium increases would negatively impact the defined benefit (DB) pension system.
Few Participants Examine Retirement Health Care Costs
Nearly three-quarters (71%) of affluent pre-retirees have not determined their most sensible Medicare option.
PSNC 2014: Fixed Income and Stable Value
The stable value market has changed significantly post financial crisis, says Josh Kruk, head of stable value portfolio management at Dwight Asset Management, and the evolution is ongoing.
Wellness Programs Benefit the Plan as Well as Participant
Helping employees attain financial wellness isn’t just another part of the benefits program—it can be downright healthy for a company’s bottom line.
More Reasons for De-Risking DB Plans
Employers are finding more reasons to de-risk their defined benefit (DB) retirement plans, says a new analysis from Buck Consultants.
Health Care Costs Will Exceed Social Security Benefits
Increasing health care costs are predicted to exceed the Social Security benefits of middle-class American retirees, new research finds.
Consider the Market Before De-Risking DBs
Market conditions like those seen in 2013 benefited those plan sponsors that had not yet moved to de-risk their defined benefit (DB) plans.
Portfolio Shifts Continue After Banner Year
A strong recovery in asset values and pension funding levels hasn’t slowed the pace of change in institutional investment portfolio strategies, according to an analysis from Greenwich Associates.
PRT Window of Opportunity Is Open
Defined benefit plan sponsors have a window of opportunity to take action on pension risk.
The Next Great DB Risk: Complacency
What a difference a year makes—strong investment performance and a modest rise in interest rates during 2013 caused a steep increase in the funded status of the typical...
Longer Life Means More Financial Strain
Expanding health care costs will likely force retirement plan advisers to consider new ways of protecting client assets.
Will Advisers Add Long-Term Care to Offerings?
As the U.S. population ages and long-term care becomes a greater concern in retirement, long-term care insurance may become more widespread.
Lump Sum Offerings Lead De-Risking Efforts
Corporate employers have largely favored lump sum offerings as a means to settle pension liabilities, but changing market conditions could buck the trend this year.
More Pensions Move to De-Risk
In an effort to decrease pension risk exposure and insulate their plans from fluctuating economic conditions, more defined benefit (DB) plan sponsors are realigning plan assets to better...
Funded Status Raises Allocation Questions
Advisers to defined benefit (DB) retirement plans may face challenging allocation questions as the funded status of corporate pension funds improves.
Strategies to Address PBGC Premiums
The Bipartisan Budget Act of 2013, signed into law in December, increases both the flat- and variable-rate single-employer Pension Benefit Guaranty Corporation (PBGC) premiums.
Pension Funding Up Sharply in 2013
The pension funded status of the U.S.’s largest corporations jumped by 16 percentage points in 2013, year-end analysis shows.
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Planning for Health Care in Retirement
The critical discussion advisers need to have with participants about health care