Search results for: Millennials
Individualism Defines Millennials’ Financial Future
With one-quarter of a century until the first of them turn 65, Millennials very much view themselves as "on their own" with regard to retirement income, according to...
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Laden With Student Debt
New programs can lessen workers' load—and boost their financial wellness
Financial Struggles Overshadow Millennials' Retirement Savings Confidence
Despite confidence in their level of retirement savings, 46% of Millennials surveyed indicate they have a significant amount of debt, and 43% report they cannot afford to pay...
Investors Concerned About Near Term Volatility
Several Americans across generations fear their portfolios aren’t diversified enough to secure a comfortable retirement in the event of a market correction.
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Trendspotting Charts and Talking Points
A look at employees' latest concerns and what these mean to adviser
Americans Fear Exhausting Money in Retirement More than Death
A new study by Allianz shows Americans are generally concerned about retirement, but different generations can learn from Boomers who are growing more frugal.
Catering to Millennial Investors and Job Seekers
According to data from Wells Fargo and TheMuse, if given $1,000 in spare cash to invest, 86% of Millennials would be motivated to invest in a company that...
Adviser Delivery Methods Crucial for Potential Clients
LIMRA finds that consumers want a one-stop-shopping approach to financial advice, which allows them to receive guidance on all aspects of their financial life from a single source.
Millennials Prefer Human Financial Advisers
A majority of young investors believe human advisers can generate a better ROI than robo-advisers, a recent survey finds.
Wells Fargo Asset Management CEO Issues Call to Action on Gender Challenges
During a press lunch in New York, Wells Fargo’s CEO of asset management issued a direct call to action for retirement plan advisers, sponsors and providers to do...
Employer Offerings, Participant Usage of Company Stock in 401(k)s Declining
At the same time, employees in ESPPs are using company stock to address financial wellness needs.
FutureFuel.io Enhances Student Loan Refinancing Benefit
The firm is taking a tech-first and mobile-ready approach toward helping employers roll out student loan refinancing as a benefit option for employees.
Holistic Advising Requires Student Debt Counseling
Recent college graduates naturally look forward to their first well-paying job—and they often have a lot of ideas about what they will do with their income having nothing...
Financial Wellness Programs Key to Alleviating Workers’ Stress
PwC says there is a great need for financial wellness programs, as 53% feel financially stressed, and that this costs employers with 10,000 workers $3.3 million a year...
Inclusion, Diversity and the Noble Purpose of Advisers
The principal of financial adviser inclusion and diversity at Edward Jones reflects on her job leading the advisory company’s revamped diversity efforts—informed by her own first career as...
Millennials Missing Out on Growing Retirement Savings
Forty-one percent of Millennials are avoiding the stock market and using savings accounts to save for retirement, which LendEDU estimates will cause Millennials to miss out on more...
Reputation Rather than Fees Drives Most IRA-to-IRA Transfers
Firms focusing heavily on promoting low-cost products without considering clients' preferences for premium service and a stable, trusted brand may fall behind, according to a study by LIMRA.
Participants Prefer Personalized On-Demand Advice
When asked how they would like to receive advice, respondents reported preferences for receiving advice as often as they have questions and through channels like email and 1:1...