Talking Points
47% |
of those entering the job market—ages 20 – 24—contribute to a 401(k)plan. Likewise … |
50% |
of workers 65 and older still contribute to their plan. |
50%
|
of workers in small and midsize businesses consistently participate in their 401(k) plan regardless of geography, industry or age. |
Source: HSA Bank |
HSA |
A benefit of health savings accounts is that people can make out-of-pocket qualified health-care purchases and reimburse themselves tax-free, via the account, once they enter retirement. |
Source: Human Interest |
Allocations to Self-Directed Brokerage Portfolios
What 4% Rule?
Many U.S. investors think they can withdraw 10.1% per year in retirement and not run out of money, while experts suggest a drawdown of 4% annually.