Talking Points
Future Fears, by Gender
![Future Fears, by Gender](https://si-interactive.s3.amazonaws.com/prod/planadviser-com/wp-content/uploads/2019/06/10113243/PAMJ19-TP-01.png)
their assets
health care costs
long-term care costs
From an Adviser’s POV
What plan advisers observe about their plan sponsor clients
![From an Adviser’s POV](https://si-interactive.s3.amazonaws.com/prod/planadviser-com/wp-content/uploads/2019/06/10113245/PAMJ19-TP-02.png)
Realistic Expectations
Forty-four percent of American workers who participate in a company-sponsored retirement plan believe they will be comfortable in retirement as long as they spend carefully.
Millennials Attuned to Others
Of 2,000 Millennials surveyed, 83% who have never invested said, if they did, they would choose a company that is ethical and socially responsible.
Stressed!
Seventy percent of American workers say they’ve felt anxious about their finances in the past year, and 65% expect that to continue over the next 5 years.
Falling Flat
Large majorities of women say they prioritize planning for their retirement and their family’s future—90% and 84%, respectively—yet over 70% say they don’t do a very good job at either.
A Hand Extended
Managed accounts and target-date funds continue to gain ground, and over one-third of companies now offer investment advice for their retirement plan participants.
What Investors See as the Benefits Of Working With an Adviser
![What Investors See as the Benefits Of Working With an Adviser](https://si-interactive.s3.amazonaws.com/prod/planadviser-com/wp-content/uploads/2019/06/10113236/PAMJ19-TP-03.png)
Smart About Finances and Saving for Retirement
Eighty-eight percent of respondents who correctly answered 76% or more questions asked for the 2019 TIAA-GFLEC Personal Finance Index save for retirement on a regular basis.