Talking Points
Fearing Market Risk
Nearly half (48%) of Americans believe they are exposed to greater market risk today than before the 2008 financial crisis.
Military Families Gain From Working With Advisers
As of the second quarter of 2018, military families working with an adviser had $262,710 in retirement and savings accounts, compared with $82,710 for military families without an adviser.
In the Dark
Twenty-two percent of retirement plan participants are unsure how their assets are allocated.
Why Small-Business Owners Support Open Multiple-Employer Plans
Fifty-five percent of small-business owners think MEPs will lower participation costs; 54% think they will reduce employee fees.
How Employers Help Workers Transition Into Retirement
Provide financial counseling
Offer seminars on the subject
Offer part-time hours
Accommodate flexible work schedules
How Do Plans Measure Success?
Rude Awakening for Retirees
Thirty-nine percent of retirees say they spend more than they had anticipated.
Optimism Abounds for 2019
Seventy-five percent of Americans expect to be better off financially in the new year.
For 2019, Many Americans
Resolve to …
K – 12 Market Benefits With Advisers
The median account balance for K – 12 educators who work with a financial professional is $40,000 vs. $21,000 for those who don’t work with one.