In Practice

As the understanding that the safety net of Social Security might not be there in the future, young adults seem poised to prepare for their post-working years.

Advisers who help clients put together a formal retirement income plan end up with more assets – and more referrals - from more satisfied customers.

Nearly one in five adults expects to work until they die, and perhaps with good reason, based on their savings rates.

With final regulations rumored to be just weeks away, a new survey of the 403(b) market finds an industry seemingly poised to exploit those changes.

Fee-based practices are growing, with 46% of advisers adopting that pricing structure, an increase of 35% over the past five years.

When it comes to social trust, there's a significant difference between living in the city and the country - it's just not entirely clear why.

Many married couples are not in agreement when it comes to retirement plans - 22% of couples don’t even agree on whether or not they use the services...

Concerned that employees are not paying attention to their retirement savings, 96% of U.S. employers say their top priority is encouraging employees to take more responsibility.

Baby boomers plans for cash needs in retirement will likely frustrate their advisers: they plan to withdraw significant sums of money early on, drawing down their savings faster...

The Employee Benefit Research Institute (EBRI) and Matthew Greenwald&Associates published the 17th Annual Retirement Confidence Index last week – and, for the very most part, it’s probably safe...

Adopting a process-centric approach to retirement income management will provide better service to clients and will lead to faster asset growth for the adviser, along with higher productivity...

Even as defined contribution plans emerge as the preferred employer-sponsored pension plan, a survey by the Employee Benefit Research Institute (EBRI) and Matthew Greenwald&Associates suggests that workers may...

Cheating on your taxes is bad - almost as bad as cheating on your spouse.

Nearly one-third (31%) of baby boomers say they will have to cut back on their current lifestyle in retirement and 42% believe they will not have enough money...

A new study suggests that unless an individual begins saving before age 35, they are in serious danger of facing a significant drop in lifestyle when they retire.

Married men and women participating in a recent survey agreed that the top two reasons for turning to a financial adviser are to prepare for retirement (58% of...

A report from the Government Accountability Office (GAO) suggests that workers need to better prepare for the growing deficit from federal programs and the declining coverage of employer-provided...

This is the first in a series of eight columns, appearing the first Thursday of each month, by Matt Smith, managing director of retirement services with Russell Investment...

Overall participation in tax-favored retirement plans remained stable at 50% between 2000 and 2003, a participation rate slightly less than in 1997, according to a new report from...

A new white paper released by Franklin Templeton Bank & Trust provides guidance to advisers about using directed trust services to retain management of assets of affluent baby...