Data & Research November 12th, 2012 Advisers Need Growth Strategy Plan Registered investment advisers (RIAs) must invest in their company to ensure it not only thrives but grows.
Data & Research November 9th, 2012 Participant Behavior Unchanged by Fee Disclosure Few defined contribution (DC) plan participants have changed their behavior based on fee disclosure information they have received.
Data & Research November 9th, 2012 Asset Managers Eye Portfolio Specialists Hiring portfolio specialists is a growing trend within the asset management industry.
Data & Research November 7th, 2012 Retirement Distributions and Lifetime Income Having a prearranged retirement plan distribution methodology is important.
Data & Research November 6th, 2012 Standard of Living May Not Be Sustainable The National Retirement Risk Index (NRRI) shows that more than half of households may be unable to maintain their standard of living in retirement.
Data & Research November 6th, 2012 Advisers Need Education About Alternatives A lack of education may be impeding adviser usage of traditional alternatives.
Data & Research November 2nd, 2012 Economic Woes Complicate Saving Slow economic recovery and tax increases could create new problems for Baby Boomers saving for retirement.
Data & Research November 2nd, 2012 Advisers Satisfied With Providers Plan advisers are, for the most part, satisfied with their current providers.
Data & Research November 1st, 2012 Wanted: Retirement Income Experts Nearly 60% of non-retired investors working with a financial adviser want experts with retirement income credentials, a survey found.
Data & Research November 1st, 2012 Financial Fitness Requires Hard Training Fifty-six perfect of investors polled by ING said saving for retirement is harder than running a marathon.
Data & Research November 1st, 2012 Middle-Income Retirement Savings Lacking Two-thirds (65%) of middle-income ($40,000 to $99,999) American workers are saving less than 5% of their annual income for retirement.
Data & Research October 31st, 2012 Retirees Need Education on Social Security Social Security may play a greater role in retirement security for future retirees, but many are uninformed about maximizing this benefit.
In Practice October 30th, 2012 Ethics for Retirement Plan Professionals When considering ethical behavior, the question is not “What would you do?”—it’s “What should you do?”
Data & Research October 30th, 2012 Health Care Costs Are Key Topic Discussing health care costs in retirement is new for many advisers, and few say they have the knowledge and resources to do it well.
Data & Research October 29th, 2012 Passively Managed Funds Expected to Rise Passive exposure will grow to 37% of adviser-managed holdings by 2020, research found.
Data & Research October 29th, 2012 Participants Have Inaccurate View of TDFs Many participants have an incorrect view about what they will get from a target-date fund (TDF).
In Practice October 26th, 2012 AllianceBernstein Puts Advisers in ‘Fast Track’ AllianceBernstein enhanced its FastTrack presentation with new data and input from plan sponsors and plan participants.
Data & Research October 26th, 2012 Age, Account Balance Affect Allocation The investment allocation of individual retirement accounts (IRAs) varies according to several factors, but the difference between genders is minimal.
Data & Research October 25th, 2012 More Worry About Affording Retirement Nearly four in 10 adults say they are “not too” or “not at all” confident they will have enough income and assets for retirement.
In Practice October 25th, 2012 Americans Need Personalized Financial Advice Individuals are more likely to implement a financial change when there is an explicit investment recommendation versus general guidance.