In Practice
Cost of Retirement Income Jumped in 2014
A quarterly analysis from BlackRock finds the cost of purchasing lifetime income units increased significantly in the last 12 months, putting pressure on pre-retirees planning for life after...
Adviser Headcount Not Growing With Assets Managed
Total financial adviser headcount continues to decline despite strong asset growth for the advisory industry in recent years, according to Cerulli Associates.
Regulations, Work Force Changes Challenge Plan Sponsors
Retirement plan sponsors surveyed repeatedly expressed frustration with regulatory complexity and concern about greater worker mobility.
Old-School Practices May Drag Down Valuation
If you are thinking about practice valuation, consider some steps to get it into the best shape possible for the highest valuation.
Fiduciary Insights Can Boost Practice Performance
Learning about fiduciary best practices can help financial advisers build client trust and raise assets, according to a survey by fi360.
401(k) Plan Sponsors Offering More Robust Auto Features
A strong majority of companies with 401(k) plans have adopted automatic enrollment and other steps to ensure workers receive the full employer matching contribution, according to Aon Hewitt.
Debt Stands in the Way of Retirement Readiness
A majority of Americans surveyed admit that saving for retirement is not their top priority.
Americans Want to Preserve Tax Incentives of Retirement Plans
Nearly nine in 10 households oppose any action by the government taking away the tax advantages of DC retirement accounts.
Get Set for Millennial Millionaires-to-Be
Advisers should look to Millennials—even those who haven’t yet become wealthy—as the next promising and uncrowded market, a survey by TD Ameritrade says.
Seniors Still Capable of Sound Financial Decisions
Baby Boomers will be pleased to know that cognitive aging does not necessarily hamper financial decision-making, a study says.
PLANADVISER Announces 2015 Advisers’ Choice Award Winners
PLANADVISER announced today the winners of the second annual Advisers’ Choice Awards, to be handed out at its annual PLANSPONSOR/PLANADVISER Awards for Excellence dinner. The event will be...
A New Landscape of TDFs in Retirement Plans
About one in 10 plan sponsors replaced their target-date fund/balanced fund manager in 2014.
Hispanics More Invested in Financial Futures
Hispanics work harder to secure their financial futures, compared to the general population, according to a MassMutual survey.
Re-enrollment Keeps Micro Retirement Plans Ongoing
Unlike established retirement plans with hundreds or thousands of participants, startup plans at small businesses are often at risk of folding because of weak participation.
More Employers Offering Overall Financial Help
An increasing number of employers are broadening the types of financial and retirement planning resources they offer employees.
Modern Families Face Financial Challenges
Non-traditional families living with additional members in their households report a positive living situation, but feel financially burdened, according to a study by Allianz.
Plan Participants Want Estimate of Lifetime Income
Retirement plan participants say they want their retirement benefit statements to include an estimate of lifetime income.
Simple Is the New Black in Participant Engagement
Make it simple. Avoid jargon and complex graphics. And remind participants of the benefit they’ll receive—or give up—by participating in a workplace-based retirement plan.
Research Supports Use of Auto Investing Solutions
Recent research supports the argument against investors reacting to every market turn and for solutions that...