In Practice

Employer financial wellness programs may include education about budgeting and paying down debt, but they should also help employees protect themselves against some key financial risks.

Holistic financial education can help different generations in the workforce address their unique vulnerabilities that can derail plans for retirement.

New research from the National Institute on Retirement Security finds nearly nine in 10 Americans believe the nation faces a serious retirement readiness crisis.

Retirement readiness is the loser when participants take distributions before retirement, says BMO Retirement Services in a white paper.

The United States’ 19 largest pension funds hold roughly 40% of the nation’s pension obligations, according to Russell Investments, so it’s no big surprise they are struggling with...

Financial wellness programs can cut stress and increase productivity in the work force, new research suggests, especially when employees receive more holistic financial education.

A report suggests employers that use automatic enrollment in their defined contribution retirement plans may be using deferral and match rates that offset the costs of higher participation.

Should advisers be more careful of the phrases they use with plan participants? Most agree that lofty statements, technical terms, and jargon should be avoided.

Advisers who encounter some thorny practice problems can turn to a wholesaler, findings of a LIMRA survey suggest.

New freedoms help a majority of retirees live in the best home of their lives, finds a study by Merrill Lynch.

Findings from a survey by TIAA-CREF suggest retirement plan participants may be overlooking important options that could benefit them.

Years of education, communication strategies and support haven’t done as much to move the needle on retirement plan participant retirement readiness as plan sponsors and advisers hope to...

Retirement plan sponsors wanting to step up participant communications should make sure their providers are in tune with the latest trends.

Half of plan sponsors do not take advantage of qualified default investment alternative safe harbor protections, a survey finds.

Today, PLANADVISER is pleased to announce the finalists for the annual PLANSPONSOR Retirement Plan Adviser of the Year awards.

Underlying 401(k) investment fees declined for both small and large retirement plans in 2014, according to the 15th edition of the 401k Averages Book.

Individuals should consider the expense and usage of nonrecurring health care services, which increases with age, when planning for retirement.

A survey found those with a “savings plan with specific goals” reported more success in savings efforts.

Advice has taken on new dimensions in the retirement space, according to Cerulli Associates, and is often implemented automatically and without requiring input from the recipient.

Lofty statements, technical terms, and jargon that’s incomprehensible to the average retirement plan participant can leave advisory clients feeling confused and frustrated.