Americans Looking Ahead to Year of ‘Living Practically’
New Year’s financial resolutions include building back up emergency savings tapped in 2024, according to Fidelity’s 16th New Year’s survey.
Data & Research
Why Women Are Navigating a New Financial Landscape
Non-retired women see the responsibility of securing a steady lifetime income being shouldered by individuals, not employers, according to a...
Morningstar Drops Recommended Safe Withdrawal Rate to 3.7%
According to analysts, higher equity valuations and lower fixed-income yields caused them to reduce their average safe withdrawal rate from...
Many 401(k) Investors Made Knee-Jerk Decisions on Short-Term News in November
Last month saw increased trading activity, with many mistimed flights to fixed income ahead of the U.S. election, according to...
Corporate Pension Funds Near Year-End on Strong Note
The major defined benefit consultancies all reported improved funded status in November, as strong markets offset liabilities.
DC Advisers Interested in Retirement Income Solutions, but Still Hesitant
Systematic withdrawals are still more commonly recommended than in-plan annuities, but that may shift in coming years, according to researchers...
Auto-Portability Reaches 2.2M Fidelity Participants in Attempt to Limit Cash-Outs
The firm’s Q3 report also found average 401(k) and 403(b) account balances at record levels.
Retail Investing AUM Will Likely Slow in Next 5 Years, But Sales Will Rebound
A forecast from ISS Market Intelligence shows overall retail investment assets down in the next five years, but with product...
Financial Insecurity Weighs Heavily on Gen X
Struggling to balance debt, retirement savings and family responsibilities, members of Generation X face myriad financial challenges.
Nearly Half of Retirees Have No Formal Decumulation Strategy
A similar 46% say they get minimal to no guidance on decumulation from their employer or 401(k) provider, according to...
Economic and Market Outlooks for the Year Ahead
Next year’s outlook emphasizes growth from easing policies, AI and infrastructure.
Retirees Prioritize Community and Affordability in Post-Pandemic Housing Choices
Transamerica reveals the shifting priorities of retirees, with many relocating for family, finances or a fresh start.
Survey Finds More Parents Willing to Chat With Kids About Finances
More Americans say they want to have ‘money talks’ with their families, according to a Fidelity report.
Dalbar Releases Top 10 Plan Participant Websites
The financial services market research firm ranked TIAA, Fidelity and Principal highest among DC portals.
HSA Growth Continues, With Plan Sponsors Calling for More Education
The latest PSCA survey revealed rising health savings account usage, with employers advocating for more education to further participant uptake.
October Sees Gain in Corporate Pension Funded Status
An increase in discount rates helped corporate pensions by offsetting both a decline in asset values and weak investment returns.
US Retirement Market Evolves Amid Growth, Challenges
A retirement data expert discusses the aging U.S. workforce, rising Social Security dependence and a retirement coverage gap affecting millions...
Morningstar Researchers Weigh In on Hypothetical Federal Retirement Plan
Researchers with the financial services firm conclude that a proposed act to expand retirement savings access would ultimately reduce retirement...
RIA Sector Hits Record M&A Activity in October
Meanwhile, private equity dominance continues, according to DeVoe & Co.
Commonwealth Finds Barriers Hinder Student Investors
Despite strong interest in building wealth, undergraduates encounter obstacles to investing.