Columnists

IMHO: Why Bother?

Here’s a question to ask your plan sponsor clients: “Why do you offer a 401(k) plan?”

IMHO: Cynic’s “Cull”

I have always taken seriously the notion that news and information should be presented “straight”, and without commentary. 

IMHO: “Out” Spoken

About two months ago, the Department of Labor asked the public for some insights on retirement income via a request for information, or RFI.  

IMHO: Court “Case”

For all the fuss about fees, a recent friend of the court filing by the Department of Labor reminds us that it’s not just what you...

IMHO: Power Less

Last Saturday night, we returned to a home darkened by a power outage.  

IMHO: Afford Abilities

There are in this--or perhaps any—business certain moments of epiphany that shed light and clarity,

IMHO: Income Tacts

I don’t know if you’ve gotten to this point in your year yet, but we’ve started doing taxes in our household.

IMHO: “Access” Points

On Friday, the Department of Labor, as part of the White House’s Middle Class Task Force, formally unveiled a couple of initiatives.

IMHO: Promises Premises

It was hard not to be struck this past week by that Pew Center on the States report titled “The Trillion Dollar Gap.” 

IMHO: Safety "Knot?"

Two weeks ago, the Department of Labor and the U.S. Treasury turned to the retirement plan community for some input. 

IMHO: Goal Lines

Heading into Super Bowl weekend, a new report focused attention on another “contest.”

IMHO: Projection Screen?

More than the subtleties of the law, the nuances of crafting a cogent legal brief, and the humiliations that often accompany the public exercise of the Socratic method, the...

IMHO: Facts in Circumstances

One of the things I have always enjoyed most about this job is the access to information—not only from our own research, but from any number of academic...

IMHO: Goals Oriented

As the New Year begins, we are often of a mind to think about making a fresh start.

IMHO: "Hind" Sighted

What might the year past mean for the year ahead - on fee disclosure, target date funds, investment advice?  

IMHO: Health “Care”

Like most Americans who have health insurance (and most do), I’m reasonably happy with what I already have.