Ameritas has added Stadion’s StoryLine small business 401(k) solution to its retirement platform.
built with SPDR exchange-traded funds (ETFs), is designed specifically
for 401(k) participants in adviser-sold, small-market plans.
StoryLine process first seeks insight into the overall plan make-up with
the intent of tailoring default options for each individual company.
Then, with Stadion’s participant-centric web interface, employees will
be encouraged to further define their individual investment paths based
on personal risk profiles, expectations, and goals.
will also allow—at the employee’s discretion—the inclusion of outside
and spousal assets to facilitate more comprehensive retirement planning.
The end goal of this is to have each participant on a path personalized
to their own circumstances and needs.
Speaking with PLANADVISER last year about the StoryLine approach, Jud
Doherty, president and CEO of Stadion, explained that a participant is initially
placed into one of the many potential portfolios based on their input on the
risk questionnaire and the current market environment. “As the participant ages
or the fundamental market situation changes, or as their outside asset
situation evolves, their appropriate risk exposure may also change and so the
participant will be automatically routed into the new portfolio.”